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Farmers' Markets that are members of the New Mexico Farmers' Marketing Association are eligible to buy general liability insurance through the Association.
The cost of coverage is $15 per vendor. A market with an average of 10 vendors, therefore, would owe $150 for insurance for the year. Markets may also add an additional insured to their policy (please include the name of the additional insured on the liability insurance form if this is needed); fees for this vary by type of organization.
Please note: This insurance is for general liability only - it covers the market and market property in the event of a "slip and fall," or other accident that cant be linked directly to a vendor or other negligent party. The policy provides up to $2 million dollars ($1 million per incident) in coverage. Unfortunately, this insurance will only serve your market in the case of an incident involving market property. If there is an accident involving the truck or tent of a market vendor, that vendor will be seen as the liable party.
Liability insurance is purchased as an option when you become a member of the NMFMA. Download the liability insurance form here.